MONEYVIEW IPO

MAINBOARDLISTED

MONEYVIEW is a MAINBOARD IPO with a current status of LISTED. The price band is 32 - 34. The issue opens on 24 SEP and closes on 28 SEP. The listing date is 01 OCT.

Price Band

32 - 34

Unofficial GMP

₹15

Lot Size

441 shares

Minimum Investment

₹₹14,994

MONEYVIEW IPO GMP

The latest available GMP is ₹15. Grey Market Premium is unofficial, may change frequently and does not guarantee the listing price, listing gains or investment returns.

Estimated Listing Price

₹49.00

Estimated Gain

+44.1%

MONEYVIEW IPO GMP History

11

22 SEP

14

23 SEP

15

24 SEP

16

25 SEP

14

26 SEP

15

28 SEP

13.20

29 SEP

13

29 SEP

15

01 OCT

MONEYVIEW IPO Details

IPO Type
MAINBOARD
Status
LISTED
Price Band
32 - 34
Issue Size
₹1091.68 Cr
Issue Type
Book Build Issue
Fresh Issue
₹750.00 Cr
Offer for Sale
₹341.68 Cr
Face Value
1
Lot Size
441
Minimum Investment
₹14,994
Exchange
BSE , NSE
Registrar
MUFG Intime India Pvt.Ltd.
Lead Managers
Kotak Mahindra Capital Co.Ltd.

MONEYVIEW IPO Dates

Open Date
24 SEP
Close Date
28 SEP
Allotment Date
29 SEP
Refund Date
30 SEP
Demat Credit Date
30 SEP
Listing Date
01 OCT

MONEYVIEW IPO Subscription

QIB
227.45x
NII / HNI
114.90x
Retail
18.24x
Employee
--
Total Subscription
97.68x

MONEYVIEW IPO Financials

Revenue
PAT
Total Assets

Revenue

FY2026

₹3,351.00 Cr

+43.27% vs FY2025

PAT

FY2026

₹243.00 Cr

+1.25% vs FY2025

Total Assets

FY2026

₹8,105.00 Cr

+43.91% vs FY2025

ParticularsFY2024FY2025FY2026
Revenue1,3422,3393,351
Net Profit171240243
Total Assets3,5205,6328,105

MONEYVIEW IPO Valuation

Market Cap (Post IPO)
₹5984.79 Cr.
EPS
1.58
P/E Ratio
21.52
Price to Book Value
2.62
ROE
15.98%
RONW
9.67%
Valuation
FAIR

MONEYVIEW IPO Market Lot

CategoryLotsSharesInvestment
Retail Minimum1441₹14,994
Retail Maximum135,733₹1,94,922
Small HNI146,174₹2,09,916
Big HNI6729,547₹10,04,598

MONEYVIEW IPO Reservation

QIB
50.00%
NII / HNI
15.00%
Retail
35.00%

MONEYVIEW Promoter Holding and Anchor Allocation

Pre-IPO Promoter Holding
23.96%
Post-IPO Promoter Holding
20.33%

MONEYVIEW Company Overview

Moneyview Limited is a technology-driven financial services company operating a digital platform through which consumers can access various financial products. The company was formerly known as Whizdm Innovations and operates the consumer-facing Moneyview platform. Its ecosystem provides access to products such as personal loans, credit-related products, insurance and other financial services. Moneyview combines technology, data analytics and digital distribution to connect customers with financial products. It works with banks, non-banking financial companies, insurers and other financial institutions while also having lending exposure through its own financial-services ecosystem. The platform focuses particularly on consumers who may have limited access to traditional financial-services distribution channels. Moneyview is backed by institutional investors including Accel, Tiger Global and Ribbit Capital.

MONEYVIEW Business Model

Moneyview operates a digital financial-services platform. Its business primarily revolves around acquiring customers digitally and providing access to credit and other financial products using technology and data-driven underwriting and distribution. The platform enables users to discover and access products including personal loans and other financial services. Moneyview works with banks, NBFCs, insurers and other financial institutions. Its technology infrastructure supports customer acquisition, credit assessment, loan distribution and servicing. The company's revenue is therefore influenced by the volume of financial products distributed through its platform, lending activity, customer acquisition, credit performance and relationships with financial institutions. Its digital-first model allows it to serve customers across India without depending on a large traditional branch network.

MONEYVIEW Objects of the Issue

The Moneyview IPO consists of a Fresh Issue + Offer for Sale (OFS). The fresh issue proceeds are primarily intended to strengthen the capital base of the company's material lending subsidiary and support future business growth. Object Proposed Use Augmenting capital base of material subsidiary Major portion of Fresh Issue Future capital requirements and growth From Fresh Issue proceeds General Corporate Purposes Applicable balance Offer for Sale Proceeds go to selling shareholders; not to Moneyview IPOWEB Note: Use the final rupee-wise allocation from the RHP/corrigendum in the admin field rather than estimating any allocation.

MONEYVIEW Strengths

1. Technology-Driven Financial Platform Moneyview has built a digital financial-services platform that uses technology and data to acquire, assess and serve customers. 2. Large Addressable Credit Market India's consumer-credit and digital-financial-services markets provide Moneyview with a substantial addressable opportunity as financial-services adoption continues to move online. 3. Established Brand Moneyview has developed consumer recognition in India's digital lending ecosystem and has scaled its platform over several years. 4. Institutional Investor Backing The company has received backing from established investors including Accel, Tiger Global and Ribbit Capital. 5. Digital Distribution Its digital-first model allows Moneyview to reach customers across multiple locations without building a comparable physical branch network. 6. Diversification Opportunity Beyond personal credit, the platform has the potential to distribute additional financial products such as insurance and other financial services to its customer base. 7. Capital Infusion Through IPO Part of the fresh issue proceeds is intended to strengthen the capital base of its lending business, which can support future expansion.

MONEYVIEW Risks

1. Regulatory Risk Moneyview operates in India's highly regulated financial-services and digital-lending ecosystem. Changes in RBI regulations, digital lending rules, data-protection requirements or lending practices could materially affect its operations. 2. Credit Risk Lending businesses are exposed to borrower defaults and deterioration in asset quality. An increase in delinquencies or credit losses could adversely affect profitability. 3. One-Time CEO Incentive Impact FY2026 profitability was materially affected by a ₹160 crore one-time performance-linked incentive paid to Managing Director and CEO Puneet Agarwal. Reported FY2026 PAT therefore needs to be analysed carefully when comparing year-on-year profitability. 4. Customer Acquisition Costs Digital financial-services businesses compete aggressively for borrowers and customers. Higher marketing and customer-acquisition expenses can negatively affect profitability. 5. Intense Competition Moneyview competes with banks, NBFCs, fintech platforms and other digital lenders. Competition can affect lending rates, acquisition costs, customer retention and margins. 6. Technology and Cybersecurity Risk The company's business depends heavily on technology infrastructure, customer data and digital systems. Cyberattacks, data breaches, system failures or prolonged outages could damage operations and reputation. 7. Dependence on Lending Partners A portion of Moneyview's ecosystem depends on relationships with banks, NBFCs and other financial institutions. Changes in partner relationships or lending appetite could affect business volumes. 8. Valuation Risk The IPO price band is ₹32–₹34 per share, implying a valuation of approximately ₹5,985 crore at the upper end. Investors need to evaluate this valuation against profitability, future growth, credit quality and regulatory risks.

MONEYVIEW Frequently Asked Questions

What is the MONEYVIEW IPO price band?

The MONEYVIEW IPO price band is 32 - 34.

What is the latest MONEYVIEW IPO GMP?

The latest available MONEYVIEW IPO GMP in the IPOWEB database is ₹15. GMP is unofficial and does not guarantee a listing gain.

When does the MONEYVIEW IPO open and close?

The MONEYVIEW IPO opens on 24 SEP and closes on 28 SEP.

When is the MONEYVIEW IPO allotment date?

The MONEYVIEW IPO allotment date is 29 SEP.

When is the MONEYVIEW IPO listing date?

The MONEYVIEW IPO listing date is 01 OCT.

What is the MONEYVIEW IPO subscription?

The latest total subscription available for the MONEYVIEW IPO is 97.68x.